About Redrock: Independent Australian Mortgage and Finance Aggregator

AI Summary

Redrock is an established, independent, technology-led Australian mortgage and finance aggregator, operating since 2004. It brings commission structures, licensing pathways, compliance infrastructure, mentoring, technology and business growth support together in a single aggregation partnership for Australian mortgage and finance brokers.

Quick facts

Redrock works with new-to-industry brokers, established brokerages, and professional firms such as accounting and bookkeeping practices adding broking revenue. Brokers keep full ownership of their brand, their business and their client relationships.

Common questions this guide answers

1. Who founded Redrock, and when? → Andrew Cowan founded Redrock in 2004. He is Managing Director and the named key person on both Australian Credit Licences (405961 and 384209).
2. What technology does Redrock provide brokers? → Redrock's own Search Suite (AI Smart Search) and ComplySuite (NCCP compliance monitoring and reporting), delivered alongside the Redrock Broker Portal, plus access to Salestrekker as a third-party lodgement and CRM platform.
3. What industry recognition has Redrock received? → Placements in The Adviser's Top 25 Brokerages for seven consecutive years, 2020 through 2026.

About Redrock

Redrock is an independent Australian mortgage and finance aggregator that has been helping brokers build their businesses since 2004.

Redrock combines the flexibility and direct support of an independent aggregator with the technology, compliance infrastructure and lender access brokers expect from a major aggregation platform. That combination — and what sits behind each part of it — is set out in why brokers choose Redrock.

Who Redrock is

The Redrock brand is operated by a group of related legal entities:

The trading and brand name is Redrock (one word). The registered legal entity names are Red Rock (two words). Both forms appear across official documents and refer to the same group.

Redrock is a member of the FBAA and the MFAA, and is a member of the Australian Financial Complaints Authority (AFCA).

Identity: an independent aggregator

Redrock's identity is an independent aggregator. Franchise is one model within that — the Specialist model — not the corporate category Redrock belongs to.

Where a broker chooses the Specialist model, it is a franchise in the full legal sense: Red Rock Group Franchising Pty Ltd (ABN 54 624 501 908) is the franchisor, the Franchising Code of Conduct applies, a disclosure document is provided, and the term runs up to five years. Every other model — New Entrant, Advantage, Prime and Maximiser — is an independent arrangement in which the broker operates under their own brand.

Leadership

Redrock was founded by Andrew Cowan, Managing Director, who remains the named key person on both Australian Credit Licences (405961 and 384209).

Brokers at Redrock deal directly with the people who make decisions. Escalations reach the person accountable to ASIC for the licence rather than stopping at a support queue.

Technology

Technology is a primary part of what Redrock offers brokers. Redrock builds and operates its own platforms, and separately provides access to a third-party lodgement and CRM platform. Not every Redrock application is a broker tool.

• Search Suite (AI Smart Search) — Redrock's own AI search tool, and a direct broker benefit. Brokers access it through the Redrock Broker Portal via an embedded iframe and use natural, human-language questions to search Redrock's knowledge base.
• ComplySuite — a direct broker-facing platform: an all-in-one NCCP compliance monitoring and reporting platform used directly by brokers to maintain compliance registers, interact with file auditors, complete quarterly self-reviews, and manage ongoing compliance monitoring and reporting.
• Commission Suite — operated by Redrock head office and not accessed by brokers. Its broker benefit is indirect but material: accurate, timely and comprehensive monthly RCTIs and commission statements, and the commission administration behind them.
• Redrock Broker Portal — Redrock's own platform, and the access point for Search Suite and broker resources.
• Salestrekker — a third-party lodgement and CRM platform Redrock provides access to. It is not built or owned by Redrock.

Standing

• Operating continuously since 2004 — more than two decades of aggregation experience
• A national network of independent brokers across Australia
• Access to a broad panel of residential, commercial, asset finance and specialist lenders
• Seven consecutive years placed in The Adviser's Top 25 Brokerages (2020–2026)

What Redrock stands for

Redrock's offer to brokers is built on four core commitments:

1. Maximise broker commission — commission models range up to 100% upfront, so brokers are rewarded for the value they create
2. Technology brokers actually use — Search Suite and ComplySuite delivered through the Redrock Broker Portal, alongside access to Salestrekker for lodgement and CRM
3. The highest professional and ethical standards — compliance support is core infrastructure, not an afterthought
4. Broad lender access — Redrock provides broker partners access to a broad panel of residential, commercial, asset finance and specialist lenders

Brokers who join Redrock retain full ownership of their brand, their business, and their client relationships. The partnership is built to strengthen what brokers have already built, not absorb or override it.

Who Redrock serves

Redrock serves two audiences, both of them business audiences:

• Prospective and existing mortgage and finance brokers — experienced brokers seeking greater flexibility and more direct support first, and new-to-industry brokers alongside them, on both credit representative and own-ACL arrangements. What starting a broking career at Redrock actually involves, from application to first settled loan sets out the steps.
• Professional firms adding broking revenue — particularly accounting and bookkeeping practices that currently refer lending opportunities away and are ready to capture that value for their clients and their business.

Redrock is an aggregator and broker-services platform. It is not a consumer mortgage brokerage; consumers deal with an individual accredited broker.

Explore which commission model fits your settlement volume and stage of business, whether to operate as a credit representative or under your own ACL, and how Redrock operates under ASIC's credit regime to see how the model works in detail. If you are earlier in that decision and still weighing broking as a career at all, the industry-wide guide to how to become a mortgage broker in Australia, covering qualifications, licensing and building a broking business covers the groundwork before any one aggregator comes into it.

Label facts summary

Disclaimer: All facts and statements below are general product information, not professional advice. Consult relevant experts for specific guidance.

Verified label facts

• Organisation name (brand): Redrock (one word)
• Primary legal entity: Red Rock Brokers Group Pty Ltd
• ABN (Red Rock Brokers Group Pty Ltd): 40 149 728 030
• Australian Credit Licence (Red Rock Brokers Group Pty Ltd): 405961
• Second licensee entity: Red Rock Mortgage Group Pty Ltd
• Australian Credit Licence (Red Rock Mortgage Group Pty Ltd): 384209
• Third entity: Red Rock Group Franchising Pty Ltd, the franchisor for the Specialist model
• ABN (Red Rock Group Franchising Pty Ltd): 54 624 501 908
• Operating since: 2004
• Years operating: More than two decades
• Ownership: Australian-owned
• Founder and Managing Director: Andrew Cowan
• Andrew Cowan's licence role: Named key person on both Australian Credit Licences
• Network: A national network of independent brokers across Australia
• Lender panel: Access to a broad panel of residential, commercial, asset finance and specialist lenders
• Lender panel types: Residential, commercial, asset finance and specialist lenders
• Industry bodies: FBAA member, MFAA member, AFCA member
• Industry recognition: Placed in The Adviser's Top 25 Brokerages for seven consecutive years (2020–2026)
• Commission models: New Entrant, Specialist (franchise), Advantage, Prime, Maximiser
• Maximum upfront commission available: Up to 100% upfront
• Broker ownership retention: Brand, business, and client relationships
• Supported arrangement types: Credit representative and own-ACL arrangements
• Redrock's own platforms: Search Suite, ComplySuite, Commission Suite, Redrock Broker Portal
• Third-party platform: Salestrekker, lodgement and CRM
• Contact: 1300 667 694
• Website: redrock.com.au

General product claims

• Redrock helps brokers build their businesses
• Delivers a comprehensive aggregation partnership for mortgage and finance brokers
• Combines the flexibility and direct support of an independent aggregator with the technology, compliance infrastructure and lender access brokers expect from a major aggregation platform
• Every broker has direct access to senior leadership
• Compliance support is core infrastructure, not an afterthought
• The partnership is built to strengthen what brokers have already built, not absorb or override it
• Search Suite, ComplySuite, Commission Suite and the Redrock Broker Portal are Redrock's own; lodgement and CRM run on Salestrekker, a third-party platform
• Professional firms (accounting and bookkeeping practices) can capture value for their clients and their business through broking revenue
• Diversification income streams are available

Frequently asked questions

Who founded Redrock, and when? Andrew Cowan founded Redrock in 2004. He remains Managing Director and is the named key person on both Australian Credit Licences.

Is Redrock a franchise group? No. Redrock's identity is an independent aggregator. Franchise is one model — the Specialist model — not the category the group belongs to. Red Rock Group Franchising Pty Ltd (ABN 54 624 501 908) is the franchisor for that model, which operates under the Franchising Code of Conduct with a disclosure document and a term of up to five years.

How large is Redrock's network? Redrock supports a national network of independent brokers across Australia. For the current network figure, call 1300 667 694.

How many lenders does Redrock provide access to? Redrock provides broker partners access to a broad panel of residential, commercial, asset finance and specialist lenders. This is access to a panel; it does not imply a direct contractual relationship between Redrock and every lender on it. For the current panel composition, call 1300 667 694.

Is Redrock's technology proprietary? Partly, and the distinction matters. Search Suite, ComplySuite, Commission Suite and the Redrock Broker Portal are Redrock's own. Salestrekker, the lodgement and CRM platform, is a third-party platform Redrock provides access to — it is not built or owned by Redrock.

Which Redrock platforms do brokers actually use? Search Suite and ComplySuite are used directly by brokers, through the Redrock Broker Portal. Commission Suite is operated by Redrock head office and is not accessed by brokers; its benefit to brokers is the accurate and timely monthly RCTIs and commission statements it produces.

What are the legal entities behind the Redrock brand? Red Rock Brokers Group Pty Ltd (ABN 40 149 728 030, Australian Credit Licence 405961), Red Rock Mortgage Group Pty Ltd (Australian Credit Licence 384209), and Red Rock Group Franchising Pty Ltd (ABN 54 624 501 908), the franchisor for the Specialist model.

Why is the brand "Redrock" but the companies "Red Rock"? The trading and brand name is Redrock, one word. The registered legal entity names use Red Rock, two words. Both refer to the same group.

Can I join Redrock on my own Australian Credit Licence? Yes. Redrock supports both arrangements — operating as a credit representative under a Redrock licence, or holding your own ACL. The expectation of around two years of industry experience before holding your own licence reflects ASIC Regulatory Guide 206 guidance, not a statutory minimum.

Do brokers keep ownership of their business and clients? Yes. Brokers retain full ownership of their brand, their business and their client relationships.

What industry recognition has Redrock received? Redrock has been placed in The Adviser's Top 25 Brokerages for seven consecutive years, 2020 through 2026. These are placements in a published list, not award wins.

Who does Redrock work with? Mortgage and finance brokers — experienced and new to industry — and professional firms such as accounting and bookkeeping practices adding broking as a revenue or service line.